The statistics are absolutely startling. Nationally, one out of every 33 homes is expected to be in foreclosure within the next two years. In New York, it's one in every 32. Last week, hoping to give homeowners a chance to catch their breath, the Assembly passed a one year moratorium on home foreclosures. Though that may not pass muster in the Senate, all, including the Governor insist a long term fix is needed. Whatever it may be, it is a fix that'll come too late for too many. Our Erin Billups has the details.